How does stock market “stagnate rises” under should manage finances?

At the beginning of 2008 Gaotong expansion rate has a vivid memory, now the inflation anticipated increasingly is also intense. How do the investors anticipated under manage finances in the inflation? The Bank of China finance teacher said that although the present majority of property price to the inflation had anticipated that has made the response, so long as but this kind anticipated exists, the property price still had the rise to be possible.

Deals with the inflation the best means is to carry on the investment, if the investment yield surpasses the inflation, the property can the inflation-proofing and appreciation. To the risk bearing capacity low resident, may invest in relatively steady finance product or the bond fund, if present one year time credit class finance product’s returns ratio, may reach about 4% on average, clearly is higher than in the general sense 3% average currency inflation rates.

If risk bearing capacity is high, then the stock market, real estate market, gold market, commodity and collector market and so on, is good investment choice. What needs to point out that the hyping of stock market and real estate market often has advancing, in the first half of this year these two kinds of property prices the market because exists merely anticipated, ahead of time has made the response. The commodity price often displays by the stock form, its margin of fluctuation is big, ordinary investor difficult assurance. Relative said that money and other precious metals as well as related collector price, the first half of this year’s increase scope far inferior former three. In the present US dollar depreciates, the global economic to return to warmer weather continually gradually under the general trend, the precious metal invests, becomes the good choice, invests the above market through the bank financing product, may reduce the risk which the present market fluctuation brings.

At present has the inflation anticipated, the inflation approached by no means that the property disposition should be discrete. Wants to achieve to be possible to attack, draws back may defend, might as well retains 30% cashes, 40% fund disposition long-line property, 30% fund short lines pursue the high risk and high income investment.

(Article/beautiful jade Bank of China Baotou Branch Finance Center CFP international finance finance teacher)

(This article originates: North new newspaper)